Entries by Alison Farrell

Budgeting for 2021!

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12 ViewsToday’s Financial Friday is focused on the second step to being in control of your money this year….. Budgeting! Here at ACDI, we always suggest using a budget as this is an easy way to see money coming in, money being paid out and what money is left. Using a budget is also beneficial […]

Start 2021 Off Right!

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22 ViewsHappy New Year All, and welcome to our first installment of ACDI’s ‘Financial Fridays’. This month I will be discussing how you can get one step ahead with your finances this year. Step 1. Do a credit check! A credit score check is an easy way to see how banks or loan companies see […]

A Festive Reminder

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41 ViewsHello All, A few new grants have been released by the Scottish Government in the past few weeks to assist those in need over the festive season. If your child is eligible for Free School Meals then you may be entitled to the new Winter Hardship Fund (£100 per child). Follow the link below […]

Money Health Check

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52 ViewsACDI have teamed up with Money Advice Service to provide you with access to their fantastic resources to help you get in control of your money. As a first step, we advise that you follow the link below to a Money Health Check. This identifies areas of your finances which may need more attention […]

How to Spot a Scam

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62 ViewsDon’t let scammers catch you out this winter! Scams are a bigger issue than ever now with most financial transactions taking place online. Keep your money and personal details safe online by being extra vigilant when receiving emails, pop ups or adverts. Here are a few tips to help you spot a fake: Check […]

10 Steps to Christmas on a Budget!

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61 ViewsChristmas on a budget doesn’t mean it needs to be any less special. See team ACDI’s tips and tricks to saving pennies this festive season! Step 1 Secret Santa 🎅🏻 – Buying for all of your friends or colleagues really adds up! Why not cut the stress by putting all of the names of […]

Black Friday Sales

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59 ViewsIf you want to get ahead with your Christmas shopping, Friday 27th November 2020 is your day! In America, the Friday after Thanksgiving is called “Black Friday”, this is when most people would take a sick day from work to get a 4 day weekend! In more recent years it has spread worldwide as […]

Plan Your Christmas Spend!

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82 ViewsIt may feel too early to say the “C” word, but if you want to have a stress free festive season planning early is the key! Money Advice Service’s Christmas Money Planner helps you to see what money you have, what you can save and what you plan to spend allowing you to control […]

Kids are expensive! What could you be entitled to?

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104 ViewsAre your children attending the new super-school? Are you struggling with dinner money and uniform costs? You have come to the right place! East Ayrshire Council have grants to help low income families with the costs of their school child’s food and clothing. Free School Meals All children from primary 1 to primary 3 […]

Could you save pennies with a Railcard?

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115 ViewsOn 5th November, the Veteran Railcard Scheme will launch. If you have served for at least one day in Her Majesty’s Armed Forces (Regular or Reserve) or have been a Merchant Mariner who has seen duty on legally defined military operations, you may be eligible. The Veterans Railcard grants you 30% off of your normal ticket price, […]